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Liability Insurance

We are honored to have so many health care professionals as part of the Free Clinic of Southwest Washington team. You should know that we have not had a single claim in our history of operation.   The following information provides you with options for maintaining liability insurance while you volunteer.

  

The Free Clinic of Southwest Washington Professional Liability Insurance

The Free Clinic of Southwest Washington's Professional Liability Insurance policy covers all health care professionals

 --with the exception of physicians and dentists.-- 

  • Physicians and Dentists should use their own professional liability insurance, which usually covers volunteer service.  
  • Retired physicians and dentists may apply for AHEC's free liability program.
Physicians & Dentists - it is usually sufficient that you notify your employer, or insurance agent, that you will be volunteering your professional services at the Free Clinic of Southwest Washington, in order to ensure liability coverage.

Exceptions:

My policy will not cover volunteer service
Very rarely, a policy may specifically exclude volunteer service.  Your insurance company must document this in writing.  Under these circumstances, you may apply for free liability insurance through AHEC (see below).

I am retired, or on sabbatical
Please apply through AHEC (see below).

   

AHEC's Free Professional Liability Insurance  

Western Washington Area Health Education Center (AHEC) encourages health care volunteers in Washington State by paying the malpractice insurance premiums for Volunteer/Retired Healthcare Providers who work with under-served patients. Visit AHEC's new website at http://www.wwahec.org/index.php/professionals/vrp_program 

Download: AHEC Volunteer Malpractice Insurance Application

Send your completed application to:

Western Washington Area Health Education Center (AHEC)
2033 Sixth Avenue, Suite 310
Seattle, Washington 98121

Attn:  Jana Lindner, AHEC Program Coordinator

Phone: (206) 441-7137 
FAX: 206-441-7158
 
Process Time: Malpractice insurance may take anywhere from 1 to 3 weeks to become activated.  (a faxed application will be processed, but the original with signature is needed before final approval.
 
   

 Good Samaritan laws

Program Comparison Charts  is available for review

You may select a link below to learn more about related legislation, or on the right for a comparison chart.

 

  • RCW 4.24.300    — WA Good Samaritan Statute
  • RCW 43.70.460  — WA (free) Liability malpractice insurance — Program authorized.
  • RCW 43.70.470  — WA (free) Liability malpractice insurance — Program Conditions
  • Federal Tort Claims Act  - FTCA Coverage for Volunteer Health Care Professionals and Other Covered Individuals in Free Clinics.
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